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Please read the following terms and conditions carefully. By accessing rbcgam.com and any pages thereof (the "site"), you agree to be bound by these terms and conditions as well as any future revisions RBC Global Asset Management Inc. ("RBC GAM Inc.") may make in its discretion. If you do not agree to the terms and conditions below, do not access this website, or any pages thereof. Phillips, Hager & North Investment Management is a division of RBC GAM Inc. PH&N Institutional is the institutional business division of RBC GAM Inc.

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Products and services of RBC GAM Inc. are only offered in jurisdictions where they may be lawfully offered for sale. The contents of this site do not constitute an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful.

No information included on this site is to be construed as investment advice or as a recommendation or a representation about the suitability or appropriateness of any product or service. The amount of risk associated with any particular investment depends largely on the investor's own circumstances.

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The material on this site has been provided by RBC GAM Inc. for information purposes only and may not be reproduced, distributed or published without the written consent of RBC GAM Inc. It is for general information only and is not, nor does it purport to be, a complete description of the investment solutions and strategies offered by RBC GAM Inc., including RBC Funds, RBC Private Pools, PH&N Funds, RBC Corporate Class Funds and RBC ETFs (the "Funds"). If there is an inconsistency between this document and the respective offering documents, the provisions of the respective offering documents shall prevail.

RBC GAM Inc. takes reasonable steps to provide up-to-date, accurate and reliable information, and believes the information to be so when published. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by RBC GAM Inc., its affiliates or any other person as to its accuracy, completeness, reliability or correctness. RBC GAM Inc. assumes no responsibility for any errors or omissions in such information. The views and opinions expressed herein are those of RBC GAM Inc. and are subject to change without notice.

About Our Funds

The Funds are offered by RBC GAM Inc. and distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with the Funds. Please read the offering materials for a particular fund before investing. The performance data provided are historical returns, they are not intended to reflect future values of any of the funds or returns on investment in these funds. Further, the performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The unit values of non-money market funds change frequently. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual fund securities are not guaranteed by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Past performance may not be repeated. ETF units are bought and sold at market price on a stock exchange and brokerage commissions will reduce returns. RBC ETFs do not seek to return any predetermined amount at maturity. Index returns do not represent RBC ETF returns.

About RBC Global Asset Management

RBC Global Asset Management is the asset management division of Royal Bank of Canada ("RBC") which includes the following affiliates around the world, all indirect subsidiaries of RBC: RBC GAM Inc. (including Phillips, Hager & North Investment Management and PH&N Institutional), RBC Global Asset Management (U.S.) Inc., RBC Global Asset Management (UK) Limited, RBC Global Asset Management (Asia) Limited, BlueBay Asset Management LLP, and BlueBay Asset Management USA LLC.

Forward-Looking Statements

This website may contain forward-looking statements about general economic factors which are not guarantees of future performance. Forward-looking statements involve inherent risk and uncertainties, so it is possible that predictions, forecasts, projections and other forward-looking statements will not be achieved. We caution you not to place undue reliance on these statements as a number of important factors could cause actual events or results to differ materially from those expressed or implied in any forward-looking statement. All opinions in forward-looking statements are subject to change without notice and are provided in good faith but without legal responsibility.

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Our Canadian Core Fixed Income strategies seek to provide relatively high yields and stability of capital by investing in Canadian core fixed income instruments as well as non-benchmark securities, including mortgages, and high yield bonds. The strategies are actively managed using interest rate, credit, and liquidity strategies, and their duration is managed within a +/- one year range relative to that of the strategy’s benchmark. Our Canadian Core Fixed Income strategies are available managed to short, universe, and long indices.


Strategy Overview

  • Canadian Core Fixed Income strategies invest primarily in fixed income securities issued by Canadian governments and corporations as well as guaranteed mortgages and foreign bonds
  • Have the flexibility to use out-of-benchmark strategies such as high yield bonds, global bonds and conventional mortgages
  • Use multiple fixed income strategies for strong diversification and stable returns
  • Duration is managed within a +/- one year range relative to the benchmark
  • Actively managed using interest rate, credit, and liquidity strategies
  • Inception Dates: Canadian Short-Term Fixed Income Strategy: January 1993; Canadian Core Fixed Income Strategy: July 2013; Canadian Long-Term Fixed Income Strategy: April 1995

Our approach

Investment philosophy and style

  • The primary objective of these strategies is to add value while controlling risk.
  • There are four distinguishing characteristics of the team’s philosophy:
    • The use of multiple underlying fixed income strategies to add value
    • A conservative approach, with moderate positions taken concurrently in a number of strategies focusing on the risk/reward profile for the strategy and portfolio overall
    • An emphasis on risk controls, using strict guidelines and rigorous monitoring
    • An emphasis on the use of yield-enhancing strategies, such as foreign, corporate and provincial bonds, and mortgages
  • This approach has been honed over more than thirty years, and aims to provide consistent and predictable value-added, whether in terms of total return or in terms of income objectives. The key to achieving these objectives is to have many strategies working for the portfolio at the same time.

Investment process

The team’s four-stage investment process involves:

  1. Identifying opportunities: The team identifies attractive investment opportunities with favourable risk/reward characteristics by analyzing strategies within a framework of three indicators – economic fundamentals, valuation, and sentiment/technicals
  2. Communication, coordination, and relative value analysis: The size of any one position will depend on the strength and consistency of the measurements signaled from the three indicators mentioned above, and the fund manager’s convictions stemming from their own research and input provided by strategy specialists. The team incorporates a comprehensive risk-based approach that includes environmental, social, and governance (ESG) downside risk analysis for applicable types of investments.*
  3. Portfolio construction: Once the team has identified the appropriate strategies, they analyze them within a total portfolio context in order to build a portfolio containing the best strategies capable of producing stable and predictable returns based on their investment outlook, while mitigating downside risk.
  4. Monitoring: Using our proprietary technology, we regularly create one or more hypothetical portfolios to evaluate the investment structure and performance versus our expectations. Performance and attribution is measured and monitored on a daily basis to ensure strategies are performing as expected.

*Certain investment strategies or asset classes do not integrate ESG factors, including but not limited to money market, passive and certain third-party sub-advised strategies.


Portfolio construction

  • Portfolios are constructed using a consistent and repeatable process, with inputs from many individuals within the PH&N Fixed Income Team.
  • The team’s multiple-strategy approach means that the portfolio is constructed using a number of precisely-calibrated different strategies, subject to strict risk controls.
  • A multi-stage compliance procedure ensures that the portfolio construction process remains consistent and adheres to the team’s guidelines.
  • We use proprietary risk systems to monitor and measure the active risk budget for every portfolio the PH&N Fixed Income Team manages.

Additional information

Inception
July 2013
Primary benchmark
FTSE Canada Short Term Overall Bond Index (Canadian Short-Term Fixed Income Strategy), FTSE Canada Universe Bond Index (Canadian Core Fixed Income Strategy), FTSE Canada Long Term Overall Bond Index (Canadian Long-Term Fixed Income Strategy)
Vehicle
Canadian Investment Fund

Investment team

PH&N Fixed Income team

Deep and experienced team with an established approach to adding value while controlling risk

Connect with our team to learn more

Contact us

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