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Please read the following terms and conditions carefully. By accessing rbcgam.com and any pages thereof (the "site"), you agree to be bound by these terms and conditions as well as any future revisions RBC Global Asset Management Inc. ("RBC GAM Inc.") may make in its discretion. If you do not agree to the terms and conditions below, do not access this website, or any pages thereof. Phillips, Hager & North Investment Management is a division of RBC GAM Inc. PH&N Institutional is the institutional business division of RBC GAM Inc.

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Products and services of RBC GAM Inc. are only offered in jurisdictions where they may be lawfully offered for sale. The contents of this site do not constitute an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful.

No information included on this site is to be construed as investment advice or as a recommendation or a representation about the suitability or appropriateness of any product or service. The amount of risk associated with any particular investment depends largely on the investor's own circumstances.

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The material on this site has been provided by RBC GAM Inc. for information purposes only and may not be reproduced, distributed or published without the written consent of RBC GAM Inc. It is for general information only and is not, nor does it purport to be, a complete description of the investment solutions and strategies offered by RBC GAM Inc., including RBC Funds, RBC Private Pools, PH&N Funds, RBC Corporate Class Funds and RBC ETFs (the "Funds"). If there is an inconsistency between this document and the respective offering documents, the provisions of the respective offering documents shall prevail.

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About Our Funds

The Funds are offered by RBC GAM Inc. and distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with the Funds. Please read the offering materials for a particular fund before investing. The performance data provided are historical returns, they are not intended to reflect future values of any of the funds or returns on investment in these funds. Further, the performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The unit values of non-money market funds change frequently. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual fund securities are not guaranteed by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Past performance may not be repeated. ETF units are bought and sold at market price on a stock exchange and brokerage commissions will reduce returns. RBC ETFs do not seek to return any predetermined amount at maturity. Index returns do not represent RBC ETF returns.

About RBC Global Asset Management

RBC Global Asset Management is the asset management division of Royal Bank of Canada ("RBC") which includes the following affiliates around the world, all indirect subsidiaries of RBC: RBC GAM Inc. (including Phillips, Hager & North Investment Management and PH&N Institutional), RBC Global Asset Management (U.S.) Inc., RBC Global Asset Management (UK) Limited, RBC Global Asset Management (Asia) Limited, BlueBay Asset Management LLP, and BlueBay Asset Management USA LLC.

Forward-Looking Statements

This website may contain forward-looking statements about general economic factors which are not guarantees of future performance. Forward-looking statements involve inherent risk and uncertainties, so it is possible that predictions, forecasts, projections and other forward-looking statements will not be achieved. We caution you not to place undue reliance on these statements as a number of important factors could cause actual events or results to differ materially from those expressed or implied in any forward-looking statement. All opinions in forward-looking statements are subject to change without notice and are provided in good faith but without legal responsibility.

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The strategy aims to achieve total returns from higher-yielding fixed income asset classes through active asset allocation, security selection and capital preservation techniques.

The strategy targets an average return of Cash + 4-6% per annum over a credit cycle (or approximately 5 year periods).

Strategy overview

  • In a fast-moving world, reacting swiftly to evolving conditions can enhance investors’ returns.
  • BlueBay Multi-Asset Credit provides the flexibility to be able to capture returns in attractive conditions, while seeking to provide downside protection when markets turn. We believe this investment management strategy represents an attractive asset allocation risk/return profile.
  • Our expertise across the fixed income spectrum and diverse investment styles means that we can harness ideas across investment grade, global high yield, structured credit, contingent convertibles (cocos), convertible bonds and emerging markets.
  • The strategy is managed by BlueBay’s Multi-Asset Decision Group, which comprises a team of senior investment professionals.

Our approach

Three key benefits

Three key benefits

Investment strategy

  • The BlueBay Multi-Asset Credit strategy comprises BlueBay’s best ideas across the global high yield, structured credit, convertible bonds, contingent convertibles (cocos), and the emerging markets. The objective is to hold 200-250 positions in total, which they believe to be the right balance between focus and diversification.
  • Based on the top-down investment philosophy of the Multi-Asset Decision Group, BlueBay actively allocates assets between credit asset classes to maximize returns.
  • BlueBay has a long track record in multi-asset credit investing, using an array of tools for capital preservation to minimize drawdown, such as holding more conservative securities, a greater allocation to cash or using derivatives to reduce (hedge) portfolio risks.
  • Expected returns are generated by: asset allocation – the Multi-Asset Decision Group seeks to adjust beta exposure, favouring better performing credit markets, security selection – bottom up decision making by the specialist Portfolio Managers who select their best ideas within each asset class to form ′BlueBay′s 200 best ideas′, capital preservation in the form of cash management and macro hedges to minimize draw down.
  • This represents what BlueBay believes is an optimal trade-off between focus and diversification.
  • BlueBay believes that taking into account environmental, social and governance (ESG) factors is an important aspect of the investment process. As such, ESG integration – the systematic review of material ESG investment risks, is applied across all our funds.

Multi-asset credit expertise

Two experienced decision making groups, with a range of skills, determine the strategy's positioning:

  • Firstly, the Multi-Asset Decision Group decides the strategy's overall asset allocation as well as any capital preservation techniques. The group has five members with an average of more than 20 years investment experience and a range of expertise including specific asset class knowledge, macro policy and investment risk.
  • Secondly, specialist portfolio managers for each underlying asset class select their best ideas within their designated allocation. Each investment team has a proven track record, a diversified team of analysts and expertise in a range of sectors and countries within their asset class.

Additional information

Inception
November 2013
Primary benchmark
FTSE Canada 91 Day T-Bill Index (Canadian Investment Fund); No benchmark (UCITS)
Vehicle
Separate Account, UCITS, Canadian Investment Fund

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