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Please read the following terms and conditions carefully. By accessing rbcgam.com and any pages thereof (the "site"), you agree to be bound by these terms and conditions as well as any future revisions RBC Global Asset Management Inc. ("RBC GAM Inc.") may make in its discretion. If you do not agree to the terms and conditions below, do not access this website, or any pages thereof. Phillips, Hager & North Investment Management is a division of RBC GAM Inc. PH&N Institutional is the institutional business division of RBC GAM Inc.

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The Funds are offered by RBC GAM Inc. and distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with the Funds. Please read the offering materials for a particular fund before investing. The performance data provided are historical returns, they are not intended to reflect future values of any of the funds or returns on investment in these funds. Further, the performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The unit values of non-money market funds change frequently. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual fund securities are not guaranteed by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Past performance may not be repeated. ETF units are bought and sold at market price on a stock exchange and brokerage commissions will reduce returns. RBC ETFs do not seek to return any predetermined amount at maturity. Index returns do not represent RBC ETF returns.

About RBC Global Asset Management

RBC Global Asset Management is the asset management division of Royal Bank of Canada ("RBC") which includes the following affiliates around the world, all indirect subsidiaries of RBC: RBC GAM Inc. (including Phillips, Hager & North Investment Management and PH&N Institutional), RBC Global Asset Management (U.S.) Inc., RBC Global Asset Management (UK) Limited, RBC Global Asset Management (Asia) Limited, BlueBay Asset Management LLP, and BlueBay Asset Management USA LLC.

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This website may contain forward-looking statements about general economic factors which are not guarantees of future performance. Forward-looking statements involve inherent risk and uncertainties, so it is possible that predictions, forecasts, projections and other forward-looking statements will not be achieved. We caution you not to place undue reliance on these statements as a number of important factors could cause actual events or results to differ materially from those expressed or implied in any forward-looking statement. All opinions in forward-looking statements are subject to change without notice and are provided in good faith but without legal responsibility.

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The strategy seeks to provide relatively high yields and stability of capital by investing primarily, directly or indirectly, in a diversified portfolio of global and Canadian credit assets across the investment grade and sub-investment grade spectrum.

Fixed income investors are increasingly becoming more interested in global investment solutions as they seek to enhance yields and improve diversification within the fixed income portion of their portfolios. Our PH&N Multi-Strategy Credit strategy fills this need by seeking a balance between Canadian and global assets and also between investment grade and sub investment grade assets. It provides a solution for investors who are seeking enhanced returns and diversification from their fixed income portfolios.

Casting a wide net in fixed income

Casting a wide net in fixed income

Strategy overview

The PH&N Multi-Strategy Credit strategy is an actively managed fixed income strategy designed to invest in a diverse basket of global and Canadian credit assets with a focus on strong risk/reward characteristics and downside protection.

  • The strategy provides diversified global and Canadian exposure to credit assets throughout the credit cycle, with an aim to provide higher potential returns than a traditional Canadian bond portfolio.
  • Harnessing credit specialists across the globe, the strategy provides convenient access to multiple asset classes through a single portfolio. It is managed across a variety of credit assets classes, taking advantage of RBC Global Asset Management’s (RBC GAM) broad fixed income expertise.
  • The dynamic asset allocation that the strategy employs helps to provide effective tools to navigate uncertain markets and to pursue higher yields.
  • There is a high degree of flexibility to rotate between sectors and asset types in response to evolving market conditions.
  • Defensive techniques are employed to tactically hedge risk. Integrated portfolio construction and risk management is applied across a range of opportunities.

Our approach

Investment philosophy and style

  • The primary objective of the strategy is to add value while controlling risk.
  • There are four distinguishing characteristics of the team’s philosophy:
    • An emphasis on the use of yield-enhancing credit strategies, such as investment grade bonds, high yield bonds, emerging market bonds, and mortgage debt
    • The use of multiple underlying fixed income credit strategies to add value
    • A conservative approach, with moderate positions taken concurrently in a number of sub-strategies focusing on the risk/reward profile for the strategy and portfolio overall
    • An emphasis on risk controls, using strict guidelines and rigorous monitoring
  • This approach has been honed over more than thirty years, and aims to provide consistent and predictable added value, whether in terms of total return or in terms of income objectives. The key to achieving these objectives is to have many strategies working for the portfolio at the same time.

Investment process

The PH&N Fixed Income team’s four-stage investment process involves:

  1. Identifying opportunities: The team identifies attractive investment opportunities with favourable risk/reward characteristics by analyzing strategies within a framework of three indicators – economic fundamentals, valuation, and sentiment/technicals.
  2. Communication, coordination, and relative value analysis: The size of any one position will depend on the strength and consistency of the measurements signaled from the three indicators mentioned above, and the fund manager’s convictions stemming from their own research and input provided by strategy specialists.
  3. Portfolio construction: Once the team has identified the appropriate strategies, they analyze them within a total portfolio context in order to build a portfolio containing the best strategies capable of producing stable and predictable returns based on their investment outlook, while mitigating downside risk.
  4. Monitoring: Using our proprietary technology, we regularly create one or more hypothetical portfolios to evaluate the investment structure and performance versus our expectations. Performance and attribution are measured and monitored on a daily basis to ensure strategies are performing as expected.

Additional information

Inception
October 2021
Primary benchmark
50% Bloomberg Barclays Global Aggregate Corporate Index (CAD Hedged), 50% FTSE Canada Short Corporate Bond Index
Vehicle
Canadian Investment Fund

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