You are currently viewing the Canadian Institutional website. You can change your location here or visit other RBC GAM websites.

Welcome to the RBC Global Asset Management site for Institutional Investors
Français

In order to proceed to the site, please accept our Terms & Conditions.

Please read the following terms and conditions carefully. By accessing rbcgam.com and any pages thereof (the "site"), you agree to be bound by these terms and conditions as well as any future revisions RBC Global Asset Management Inc. ("RBC GAM Inc.") may make in its discretion. If you do not agree to the terms and conditions below, do not access this website, or any pages thereof. Phillips, Hager & North Investment Management is a division of RBC GAM Inc. PH&N Institutional is the institutional business division of RBC GAM Inc.

No Offer

Products and services of RBC GAM Inc. are only offered in jurisdictions where they may be lawfully offered for sale. The contents of this site do not constitute an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful.

No information included on this site is to be construed as investment advice or as a recommendation or a representation about the suitability or appropriateness of any product or service. The amount of risk associated with any particular investment depends largely on the investor's own circumstances.

No Reliance

The material on this site has been provided by RBC GAM Inc. for information purposes only and may not be reproduced, distributed or published without the written consent of RBC GAM Inc. It is for general information only and is not, nor does it purport to be, a complete description of the investment solutions and strategies offered by RBC GAM Inc., including RBC Funds, RBC Private Pools, PH&N Funds, RBC Corporate Class Funds and RBC ETFs (the "Funds"). If there is an inconsistency between this document and the respective offering documents, the provisions of the respective offering documents shall prevail.

RBC GAM Inc. takes reasonable steps to provide up-to-date, accurate and reliable information, and believes the information to be so when published. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by RBC GAM Inc., its affiliates or any other person as to its accuracy, completeness, reliability or correctness. RBC GAM Inc. assumes no responsibility for any errors or omissions in such information. The views and opinions expressed herein are those of RBC GAM Inc. and are subject to change without notice.

About Our Funds

The Funds are offered by RBC GAM Inc. and distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with the Funds. Please read the offering materials for a particular fund before investing. The performance data provided are historical returns, they are not intended to reflect future values of any of the funds or returns on investment in these funds. Further, the performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The unit values of non-money market funds change frequently. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual fund securities are not guaranteed by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Past performance may not be repeated. ETF units are bought and sold at market price on a stock exchange and brokerage commissions will reduce returns. RBC ETFs do not seek to return any predetermined amount at maturity. Index returns do not represent RBC ETF returns.

About RBC Global Asset Management

RBC Global Asset Management is the asset management division of Royal Bank of Canada ("RBC") which includes the following affiliates around the world, all indirect subsidiaries of RBC: RBC GAM Inc. (including Phillips, Hager & North Investment Management and PH&N Institutional), RBC Global Asset Management (U.S.) Inc., RBC Global Asset Management (UK) Limited, RBC Global Asset Management (Asia) Limited, BlueBay Asset Management LLP, and BlueBay Asset Management USA LLC.

Forward-Looking Statements

This website may contain forward-looking statements about general economic factors which are not guarantees of future performance. Forward-looking statements involve inherent risk and uncertainties, so it is possible that predictions, forecasts, projections and other forward-looking statements will not be achieved. We caution you not to place undue reliance on these statements as a number of important factors could cause actual events or results to differ materially from those expressed or implied in any forward-looking statement. All opinions in forward-looking statements are subject to change without notice and are provided in good faith but without legal responsibility.

Accept Decline

Literally a week into me joining was one of our founders, Bob Hager. It was his retirement party. And so I got to hear a lot of stories about the firm, and it really allowed me to understand the culture and what had made the firm so successful today.

One of the things Bob talked was its people and it kept them up at night. The fact that his biggest asset walked out the door every night and he hoped that the people would come back in the morning.

We stressed the results for our clients as the first principle of our new firm. And I think that that has always been the first principle of the firm since then. We also wanted to make it a good place to work and a creative place.

It's the people, the culture, and really working with like-minded individuals who have a common objective, which centers around helping our clients.

All I have to remember is to put the clients’ interests first.

Yeah. But no, no. There's more than just clients’ interest. You have to put the employees’ interests [as well].

I've worked at different places in my career. Always had 1 or 2 mentors, people, that you can learn from, and working with. At PH&N Institutional, it's about 12 people that are just amazing. You can learn from them any day and everyday, people that are passionate, people that are motivated, curious, people that want to improve every single day.

So this is absolutely amazing. And it's a big motivation of waking up every morning and going to work, working with these people and still learning after 20, almost 25 years in the industry.

It's amazing how many times I'm out there. I'm fortunate enough to have my name on the door and people say, “Are you the Hager of Phillips, Hager & North? What a wonderful firm.” And that, to me, is the thing I'm proudest of.

As an organization, we're focused, we're deliberate, and, we know that we need to stay ahead of the curve to maintain our position and deliver to our clients what they need. And so to a question of, you know, how do we stay ahead of the markets, how do we ensure that we're relevant? I think the answer is staying close to clients and maximizing your ability to put your vast resources and to solve their problems.

I often think about the pension plans I work for, and I imagine my parents as plan members and how the importance of having those benefits stability into retirement is really critical for them and it helps bring it back home.

I'm actually pretty proud of what we do as a firm, not only as a firm, but also on a grassroots employee level, whether it's giving back through volunteering or fundraising.

We're proud to support women in asset management, and we value our partnerships with universities across the country.

The impact is the biggest thing for me. I mean, being a small part of the overall success of our client’s objectives is important for me and to see it first hand, it is something that keeps me going.

The culture of our firm is very much about, supporting each other and supporting the next generation and coming up, and learning and, you know, giving them opportunity for sure.

The thing that we hope for the hardest is that future generations of PH&Ners continue on with the same policies and priorities that we pursued all these years.

You know, we really work hard at providing an environment for which everyone can thrive, can grow. They have a ton of opportunities, and we work hard at retaining that great culture that we've had in place for decades. So it's a wonderful place to come into every day.