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Please read the following terms and conditions carefully. By accessing rbcgam.com and any pages thereof (the "site"), you agree to be bound by these terms and conditions as well as any future revisions RBC Global Asset Management Inc. ("RBC GAM Inc.") may make in its discretion. If you do not agree to the terms and conditions below, do not access this website, or any pages thereof. Phillips, Hager & North Investment Management is a division of RBC GAM Inc. PH&N Institutional is the institutional business division of RBC GAM Inc.

No Offer

Products and services of RBC GAM Inc. are only offered in jurisdictions where they may be lawfully offered for sale. The contents of this site do not constitute an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful.

No information included on this site is to be construed as investment advice or as a recommendation or a representation about the suitability or appropriateness of any product or service. The amount of risk associated with any particular investment depends largely on the investor's own circumstances.

No Reliance

The material on this site has been provided by RBC GAM Inc. for information purposes only and may not be reproduced, distributed or published without the written consent of RBC GAM Inc. It is for general information only and is not, nor does it purport to be, a complete description of the investment solutions and strategies offered by RBC GAM Inc., including RBC Funds, RBC Private Pools, PH&N Funds, RBC Corporate Class Funds and RBC ETFs (the "Funds"). If there is an inconsistency between this document and the respective offering documents, the provisions of the respective offering documents shall prevail.

RBC GAM Inc. takes reasonable steps to provide up-to-date, accurate and reliable information, and believes the information to be so when published. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by RBC GAM Inc., its affiliates or any other person as to its accuracy, completeness, reliability or correctness. RBC GAM Inc. assumes no responsibility for any errors or omissions in such information. The views and opinions expressed herein are those of RBC GAM Inc. and are subject to change without notice.

About Our Funds

The Funds are offered by RBC GAM Inc. and distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with the Funds. Please read the offering materials for a particular fund before investing. The performance data provided are historical returns, they are not intended to reflect future values of any of the funds or returns on investment in these funds. Further, the performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The unit values of non-money market funds change frequently. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual fund securities are not guaranteed by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Past performance may not be repeated. ETF units are bought and sold at market price on a stock exchange and brokerage commissions will reduce returns. RBC ETFs do not seek to return any predetermined amount at maturity. Index returns do not represent RBC ETF returns.

About RBC Global Asset Management

RBC Global Asset Management is the asset management division of Royal Bank of Canada ("RBC") which includes the following affiliates around the world, all indirect subsidiaries of RBC: RBC GAM Inc. (including Phillips, Hager & North Investment Management and PH&N Institutional), RBC Global Asset Management (U.S.) Inc., RBC Global Asset Management (UK) Limited, RBC Global Asset Management (Asia) Limited, BlueBay Asset Management LLP, and BlueBay Asset Management USA LLC.

Forward-Looking Statements

This website may contain forward-looking statements about general economic factors which are not guarantees of future performance. Forward-looking statements involve inherent risk and uncertainties, so it is possible that predictions, forecasts, projections and other forward-looking statements will not be achieved. We caution you not to place undue reliance on these statements as a number of important factors could cause actual events or results to differ materially from those expressed or implied in any forward-looking statement. All opinions in forward-looking statements are subject to change without notice and are provided in good faith but without legal responsibility.

Accept Decline

RBC Global Asset Management (RBC GAM)1 continues to have a focus on responsible investment, inclusive of climate change. Our Approach to Climate Change is built upon a belief that considering material2 climate-related risks and opportunities in our investment approach, where applicable, can enhance our long-term risk-adjusted returns.

Accompanying these efforts, RBC GAM seeks to provide robust and timely disclosure of our climate change commitments and actions, and aims to report transparently on our progress. We report annually in the RBC GAM Climate Report 2023 on our governance, strategy, and risk management of climate-related risks and opportunities, as well as key climate-related metrics. This report is guided by the recommendations of the Taskforce on Climate-related Financial Disclosures (TCFD) and published in line with the regulatory requirements of the U.K. Financial Conduct Authority Environmental, Social and Governance (ESG) Sourcebook. This year marks RBC GAM’s fourth annual climate report.

Climate report 2023 highlights

Climate report 2023 highlights

* This figure may include instances where our investment teams engaged with the same issuer multiple times. The reported figures may not fully capture all ESG engagements as some may not be included in our tracking systems. Engagements purely on non-ESG factors are also excluded.
** These are client-facing reports that meet UK regulatory requirements and include a range of climate metrics for investment strategies, funds or accounts. This includes metrics related to carbon emissions (absolute and intensity based), investment in carbon intensive sectors, temperature alignment, and climate scenario analysis.
*** Climate Dashboards may not be provided for all investment strategies, and climate metrics may vary by quarter

What to look for in the RBC GAM Climate Report 2023

  • Expanded climate-related analysis. In the time since RBC GAM’s inaugural climate report in 2020, we have endeavored to expand the scope and depth of our climate-related disclosures. This includes expanding the percentage of our assets under management (AUM) for which climate-related analysis is conducted from 48% (in 2020) to 81% (in 2023).3 In 2023, we expanded our climate analysis to include all sovereign bond holdings across our AUM.

  • Reporting on the net-zero alignment of our investments. RBC GAM measures the net-zero alignment of our AUM using two metrics: investment in issuers with net-zero or science-based targets, and implied temperature rise. Across RBC GAM’s equity and corporate bonds in scope of analysis, which represents 68% (US$292.8 billion) of RBC GAM’s total AUM as at December 31, 2023:

    • 26% (US$76.9 billion) of RBC GAM equity and corporate bonds are invested in issuers with validated net-zero or science-based targets (as per Science Based Targets Initiative, SBTi). An additional 9% (US$27.6 billion) is invested in issuers who have committed to set SBTi targets within two years.

    • 53% (US$155.5 billion) of RBC GAM equity and corporate bonds are invested in issuers with a temperature alignment that is below 2°C.4

  • Assessing the impact of climate scenarios. Climate scenario analysis enables investors to assess the impact of potential future climate scenarios on the value of assets. Our analysis includes the calculation of Climate Value at Risk (VaR) for five transition risk scenarios and four physical risk scenarios, which includes a net-zero by 2050 scenario. For physical risk scenarios we consider the impact of ten natural hazards including coastal flooding, extreme heat, tropical cyclones, and wildfires. Our analysis indicates that, for a given temperature pathway, the potential financial impact on our AUM is greater for disorderly scenarios.

  • Disclosure of nature-related metrics. RBC GAM continues to expand our understanding, and assess our exposure to nature-related risks, opportunities, impacts and dependencies. We are encouraged by the final recommendations of the Taskforce on Nature-related Disclosures (TNFD), released in September 2023. Our report includes disclosure of core metrics recommended for asset managers by the TNFD, including exposure to priority sectors5 and exposure to companies with operations in sensitive locations. We also provide an analysis of nature-related impacts and dependencies for TNFD priority sectors.

  • The role of active stewardship. Active stewardship is a core pillar of our approach to climate change. We convey our views through thoughtful proxy voting and engagement with issuers on the management of climate-related risks and opportunities, where appropriate. In 2023, our investment teams completed over 1,800 engagements that focused on various ESG factors, including climate change.6 We also work collaboratively with other investors to advance dialogue on material climate issues. This included participating in nine collaborative engagements through Climate Action 100+ and Climate Engagement Canada in 2023.

Download the full RBC GAM Climate Report 2023

[1] In this document, references to RBC Global Asset Management (RBC GAM) include the following affiliates: BlueBay Asset Management LLP (for the reporting period between January 1, 2023 – April 1, 2023), RBC Global Asset Management Inc. (including Phillips, Hager & North Investment Management), RBC Global Asset Management (U.S.) Inc., RBC Global Asset Management (UK) Limited (RBC GAM UK), and RBC Global Asset Management (Asia) Limited, which are separate, but affiliated subsidiaries of Royal Bank of Canada (RBC).
[2] Material ESG factors refer to ESG factors that in our judgment are most likely to have an impact on the financial performance of an issuer/security and may depend on different factors such as the sector and industry of the issuer. Certain investment strategies or asset classes do not integrate ESG factors, including but not limited to money market, buy-and-maintain, passive and certain third-party sub-advised strategies.
[3] All climate metrics are as of December 31, 2023. Please see relevant reports for scope of analysis of climate-related analysis. (RBC GAM Climate Report 2023, RBC GAM Climate Report 2022, RBC GAM TCFD Report 2021, RBC GAM TCFD Report 2020. Percentages are rounded.
[4] The goal of the Paris Agreement is to limit global warming to ‘well below 2°C’ by 2100, and to aim to achieve 1.5°C, compared to pre-industrial levels.
[5] Defined by TNFD as having material nature-related impacts and dependencies.
[6] This figure may include instances where our investment teams engaged with the same issuer multiple times. This figure is calculated on a best efforts basis, and may not capture every ESG-related engagement. In certain instances involving quantitative investment, passive and certain third-party sub-advised strategies, there is no direct engagement with issuers by RBC GAM.

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Disclosure

This material is provided by RBC Global Asset Management (RBC GAM) for informational purposes only and may not be reproduced, distributed or published without the written consent of RBC GAM or its affiliated entities listed herein. This material does not constitute an offer or a solicitation to buy or to sell any security, product or service in any jurisdiction; nor is it intended to provide investment, financial, legal, accounting, tax, or other advice and such information should not be relied or acted upon for providing such advice. This material is not available for distribution to investors in jurisdictions where such distribution would be prohibited.

RBC GAM is the asset management division of Royal Bank of Canada (RBC) which includes RBC Global Asset Management Inc. (RBC GAM Inc.), RBC Global Asset Management (U.S.) Inc. (RBC GAM-US), RBC Global Asset Management (UK) Limited (RBC GAM-UK), RBC Global Asset Management (Asia) Limited (RBC GAM-Asia) and RBC Indigo Asset Management Inc. (RBC Indigo), which are separate, but affiliated subsidiaries of RBC.

In Canada, this material is provided by RBC GAM Inc. (including PH&N Institutional) and/or RBC Indigo, each of which is regulated by each provincial and territorial securities commission with which it is registered. In the United States, this material is provided by RBC GAM-US, a federally registered investment adviser. In Europe this material is provided by RBC GAM-UK, which is authorised and regulated by the UK Financial Conduct Authority. In Asia, this material is provided by RBC GAM-Asia, which is registered with the Securities and Futures Commission (SFC) in Hong Kong.

Additional information about RBC GAM may be found at www.rbcgam.com.

This material has not been reviewed by, and is not registered with any securities or other regulatory authority, and may, where appropriate and permissible, be distributed by the above-listed entities in their respective jurisdictions.

Any investment and economic outlook information contained in this material has been compiled by RBC GAM from various sources. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by RBC GAM, its affiliates or any other person as to its accuracy, completeness or correctness. RBC GAM and its affiliates assume no responsibility for any errors or omissions in such information.

Opinions contained herein reflect the judgment and thought leadership of RBC GAM and are subject to change at any time. Such opinions are for informational purposes only and are not intended to be investment or financial advice and should not be relied or acted upon for providing such advice. RBC GAM does not undertake any obligation or responsibility to update such opinions.

RBC GAM reserves the right at any time and without notice to change, amend or cease publication of this information.

Past performance is not indicative of future results. With all investments there is a risk of loss of all or a portion of the amount invested. Where return estimates are shown, these are provided for illustrative purposes only and should not be construed as a prediction of returns; actual returns may be higher or lower than those shown and may vary substantially, especially over shorter time periods. It is not possible to invest directly in an index.

Some of the statements contained in this material may be considered forward-looking statements which provide current expectations or forecasts of future results or events. Forward-looking statements are not guarantees of future performance or events and involve risks and uncertainties. Do not place undue reliance on these statements because actual results or events may differ materially from those described in such forward-looking statements as a result of various factors. Before making any investment decisions, we encourage you to consider all relevant factors carefully.

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© RBC Global Asset Management Inc., 2024
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