Impact investing

• Black female-owned childcare centre seeking to teach children of low-income families the foundational skills needed before entering elementary school
• Works to enhance cognitive, social, emotional, and physical well-being in an enriched, fun, and high-quality environment
• Progressive and holistic approach exposes children to different experiences so the child can explore and develop their self-awareness

Sustainable development goals

• Largest non-profit rehab system in the country
• Created in 1891 by a small group of women who raised money by asking for 10 cent donations in order to help individuals who couldn’t afford health care
• Dedicated to furthering the quality of life for people with disabilities and has donated more than $25 million to organizations supporting that mission^*
• Offers services for brain injury, spinal cord injury, cancer rehabilitation, stroke, orthopedic, and amputee programs

^*Low-to-Moderate Income (LMI) populations Sustainable Development Goals
https://www.maryfreebed.com/about-us/mary-free-bed-guild/

• Black female-owned daycare that caters to early childhood education
• Learning academy embraces cultural diversity and life-long learning by applying a student-centred thematic curriculum
• Offers programs for infants up to preschoolers (3-5 years old)
• Originated by Community Reinvestment Fund (CRF), a national non-profit Community Development Financial Institution (CDFI) with a mission to improve lives and strengthen communities via financial solutions

Sustainable development goals

• Largest non-profit rehab system in the country
• Created in 1891 by a small group of women who raised money by asking for 10 cent donations in order to help individuals who couldn’t afford health care
• Dedicated to furthering the quality of life for people with disabilities and has donated more than $25 million to organizations supporting that mission^*
• Offers services for brain injury, spinal cord injury, cancer rehabilitation, stroke, orthopedic, and amputee programs

^*Low-to-Moderate Income (LMI) populations Sustainable Development Goals
https://www.maryfreebed.com/about-us/mary-free-bed-guild/

• Providing mental healthcare services to aging patients in independent, assisted living, residential communities, and long-term facilities
• Services are provided by fully licensed, experienced, and qualified personnel who practice accepted evidenced-based clinical therapies
• Provides services for specific conditions such as depression, anxiety, anger management, memory loss, post-traumatic stress, drug and alcohol dependency, and cancer
• Therapy is offered in person or virtually and can be conducted individually or in a group therapy format

• Asian female-owned mental health clinic providing in-home therapy services to children with autism spectrum disorder (ASD)
• Utilizes applied behavior analysis (ABA) therapy to increase communication skills, improve memory, and decrease disruptive behaviors
• Behavior technicians work with children to improve social, communication, motor, academic, and self-care skills

Sustainable development goals

• Bond proceeds used to redevelop 37 acres of land near downtown Marquette that required significant environmental remediation and site preparation and extensive work to install basic infrastructure
• Site was redeveloped for a new 280 bed medical center and 160,000 square feet of medical offices to support the hospital and community
• The number of people living in poverty in the city is 78% higher than that of the state

Stakeholders:

• Environment
• Students
• LMI individuals/communities

• Female-owned business established in 2017
• Supplies essential non-emergency transportation to and from healthcare facilities to gurney and wheelchair patients

• Opened in early 2023 to replace a city-invested grocery store that closed during the pandemic in 2021
• Located in a “Food Desert”, defined as low-income neighborhoods that are a half mile or more from the nearest supermarket, supercenter, or large grocery store.^* Before the market opened, the next closest grocery store was 5 miles away
• Residents with better access to supermarkets tend to have healthier diets and reduced risk for obesity^**

^* USDA Food Access Research Atlas
^** Food Research & Action Center

• Affordable rental housing complex with 100% of 138 units reserved for those making 80% of Area Median Income (AMI) or less
• Average annual income of residents is $14,493 and monthly rent averages $331
• Located in Chicago’s south side Bronzeville neighborhood. Complex is within walking distance to two train lines, 15 minutes from downtown, and 5 minutes from Hyde Park

Sustainable development goals

• Multi-family complex where 100% of units are reserved for seniors (aged 62 or older) making 80% of Area Median Income (AMI) or less
• Resident average annual income is $14,937 and average rent is $351^*

^*HUD Housing Picture 2022

Sustainable development goals

• Resident average annual income is $17,271*
• Affordable independent living for seniors 62+ years featuring one or two-bedroom apartments
• All apartments are wheelchair-accessible and three are specialized handicapped
• Federally subsidized senior living community where rent is based on 30% of the resident’s annual income
• Community is managed by a faith-based nonprofit senior living organization that has been providing housing, health care, and rehabilitation since 1945

^* HUD Housing Picture 2022

Sustainable development goals

• Issued the 2018 Sustainability Bonds to establish a program for the creation and improvement of rental and owner-occupied housing for Vermont residents with very low-to-moderate income, in areas targeted for growth and reinvestment by the state
• Projects will follow the state’s Green Building and Design Standards

• 100% female head-of-household borrower pool consisting of a total of 18 mortgages
• Affordable mortgages to low-to-moderate income (LMI) women provide shelter, economic stability, and the ability to build wealth
• Homes were purchased in Washington, DC, Virginia and Maryland
• Borrowers have incomes between 34% and 76% of Area Median Income (AMI)
• Borrowers with incomes less than 50% of AMI are considered “low-income”
• Borrowers with incomes between 50% and 80% of AMI are considered “moderate-income”
• Average home price ~$200,000*

Sustainable development goals

• The Philadelphia Redevelopment Authority created the Home Repair Program in 2018 in an effort to improve the health of City residents and preserve critical affordable housing
• This initiative establishes a loan and grant program for low-, moderate-, and middle-income homeowners who may not otherwise qualify for a loan in the private market due to income, credit, or other factors and who also may not qualify for city home repair grant programs

Sustainable development goals

• Issued the 2018 Sustainability Bonds to establish a program for the creation and improvement of rental and owner-occupied housing for Vermont residents with very low-to-moderate income, in areas targeted for growth and reinvestment by the state
• Projects will follow the state’s Green Building and Design Standards

• Black female-owned childcare centre seeking to teach children of low-income families the foundational skills needed before entering elementary school
• Works to enhance cognitive, social, emotional, and physical well-being in an enriched, fun, and high-quality environment
• Progressive and holistic approach exposes children to different experiences so the child can explore and develop their self-awareness

• Black female-owned daycare that caters to early childhood education
• Learning academy embraces cultural diversity and life-long learning by applying a student-centred thematic curriculum
• Offers programs for infants up to preschoolers (3-5 years old)
• Originated by Community Reinvestment Fund (CRF), a national non-profit Community Development Financial Institution (CDFI) with a mission to improve lives and strengthen communities via financial solutions

• Providing mental healthcare services to aging patients in independent, assisted living, residential communities, and long-term facilities
• Services are provided by fully licensed, experienced, and qualified personnel who practice accepted evidenced-based clinical therapies
• Provides services for specific conditions such as depression, anxiety, anger management, memory loss, post-traumatic stress, drug and alcohol dependency, and cancer
• Therapy is offered in person or virtually and can be conducted individually or in a group therapy format

• Asian female-owned mental health clinic providing in-home therapy services to children with autism spectrum disorder (ASD)
• Utilizes applied behavior analysis (ABA) therapy to increase communication skills, improve memory, and decrease disruptive behaviors
• Behavior technicians work with children to improve social, communication, motor, academic, and self-care skills

• Latinx-owned business specializing in water management solutions that address water scarcity, water discharge and water quality issues
• Provides expertise in grey water recycling (repurposing household wastewater from sinks, baths, and washers), rainwater collection, black water recycling, and storm water management
• When designing water systems, the geographical location, building layout, property attributes, budge, and sustainability goals are all considered
• After purification, the recycled water can be used as potable (drinking and cooking), hygienic (baths/showers) or non-potable (irrigation, car washing or laundry)

• Female-owned business established in 2017
• Supplies essential non-emergency transportation to and from healthcare facilities to gurney and wheelchair patients

• BIPOC-owned educational technology company dedicated to transforming K-12 education through data analysis
• Their platform uses proprietary automation scripts to harvest, transform, consolidate, and visualize data available from state and school systems
• Services include multiple measures of student report cards (giving a comprehensive snapshot of a students’ overall performance), strategic planning, professional development classes, and street data capacity workshops
• Located in an 83% BIPOC low-income neighborhood

• Opened in early 2023 to replace a city-invested grocery store that closed during the pandemic in 2021
• Located in a “Food Desert”, defined as low-income neighborhoods that are a half mile or more from the nearest supermarket, supercenter, or large grocery store.^* Before the market opened, the next closest grocery store was 5 miles away
• Residents with better access to supermarkets tend to have healthier diets and reduced risk for obesity^**

^* USDA Food Access Research Atlas
^** Food Research & Action Center

• Veteran-owned small business providing professional training for first responders
• Employs an elite group of tactical medicine, search and rescue, military, and utility and public safety aviation experts
• Training programs for helicopter rescue, tactical medicine, mountain rescue, and safety audits are customized to fit any agency and operation

Sustainable development goals

• World’s largest utility company and producer of wind and solar energy
• First wind site went online in 1998 in Oregon and throughout the years, the company has acquired or built dozens of wind farms; the latest expansion was in 2018 where eight new solar energy centers were built

Sustainable development goals

• Bond proceeds used to redevelop 37 acres of land near downtown Marquette that required significant environmental remediation and site preparation and extensive work to install basic infrastructure
• Site was redeveloped for a new 280 bed medical center and 160,000 square feet of medical offices to support the hospital and community
• The number of people living in poverty in the city is 78% higher than that of the state

Stakeholders:

• Environment
• Students
• LMI individuals/communities

• Latinx-owned business specializing in water management solutions that address water scarcity, water discharge and water quality issues
• Provides expertise in grey water recycling (repurposing household wastewater from sinks, baths, and washers), rainwater collection, black water recycling, and storm water management
• When designing water systems, the geographical location, building layout, property attributes, budge, and sustainability goals are all considered
• After purification, the recycled water can be used as potable (drinking and cooking), hygienic (baths/showers) or non-potable (irrigation, car washing or laundry)

Sustainable development goals

• Bond proceeds used to redevelop 37 acres of land near downtown Marquette that required significant environmental remediation and site preparation and extensive work to install basic infrastructure
• Site was redeveloped for a new 280 bed medical center and 160,000 square feet of medical offices to support the hospital and community
• The number of people living in poverty in the city is 78% higher than that of the state

Stakeholders:

• Environment
• Students
• LMI individuals/communities

• Latinx-owned business specializing in water management solutions that address water scarcity, water discharge and water quality issues
• Provides expertise in grey water recycling (repurposing household wastewater from sinks, baths, and washers), rainwater collection, black water recycling, and storm water management
• When designing water systems, the geographical location, building layout, property attributes, budge, and sustainability goals are all considered
• After purification, the recycled water can be used as potable (drinking and cooking), hygienic (baths/showers) or non-potable (irrigation, car washing or laundry)

Sustainable development goals

• World’s largest utility company and producer of wind and solar energy
• First wind site went online in 1998 in Oregon and throughout the years, the company has acquired or built dozens of wind farms; the latest expansion was in 2018 where eight new solar energy centers were built

Sustainable development goals

• Issued the 2018 Sustainability Bonds to establish a program for the creation and improvement of rental and owner-occupied housing for Vermont residents with very low-to-moderate income, in areas targeted for growth and reinvestment by the state
• Projects will follow the state’s Green Building and Design Standards