You are currently viewing the United States website Institutional website. You can change your location here or visit other RBC GAM websites.

Welcome to the RBC Global Asset Management site for Institutional Investors

In order to proceed to the site, please accept our Terms & Conditions.

This RBC Global Asset Management (U.S.) Website is intended for institutional investors only.

For purposes of this Website, the term "Institutional" includes but is not limited to sophisticated non-retail investors such as investment companies, banks, insurance companies, investment advisers, plan sponsors, endowments, government entities, high net worth individuals and those acting on behalf of institutional investors. The Website contains information, material and content about RBC Global Asset Management (collectively, the “Information”).

The Website and the Information are provided for information purposes only and do not constitute an offer, solicitation or invitation to buy or sell a security, any other product or service, or to participate in any particular trading strategy. The Website and the Information are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction or (2) such distribution is prohibited without obtaining the necessary licenses and such authorizations have not been obtained. Investment strategies may not be eligible for sale or available to residents of certain countries or certain categories of investors.

The Information is provided without regard to the specific investment objectives, financial situation or particular needs of any specific recipient and does not constitute investment, tax, accounting or legal advice. Recipients are strongly advised to make an independent review with an investment professional and reach their own conclusions regarding the investment merits and risks, legal, credit, tax and accounting aspects of any transactions.

Accept Decline
5 minutes to read by  BlueBay Fixed Income teamK.Hense Nov 20, 2024

Europe’s largest economy, Germany, was plunged into chaos last week, with the collapse of the ruling coalition. With a snap election set to take place early next year, Kaspar Hense, Senior Portfolio Manager, gives his views on the political backdrop and what it means for portfolio positioning.

Key points:

In the piece, Kaspar Hense discusses:

  • The political backdrop in Germany.

  • The upcoming election and formation of a coalition next year.

  • Proposed EU budget solutions and fiscal union.

  • The implications for portfolio positioning.

Looking into next year, chancellor Olaf Scholz will no longer be in the ‘room where it happens’. His policies have been too restrained, and he hasn’t been able to make a mark, either on the debt ceiling or Ukraine. It has certainly been one of the most difficult times in Germany’s post-war history. The economic impact of Covid (the most severe global pandemic since the Spanish flu), China's aggressive export strategy (which has outstripped German competitors, especially with regard to electric vehicles), Russia’s attack on Ukraine, and the European energy market were not supported fiscally. This is due to the schwarze Null or “black zero” – a commitment to balanced budgets. One could almost consider this as a success if an end to the trouble was foreseeable. However, the ongoing geopolitical threat from Russia, the total lead of China’s industrial sector, and US digital dominance require more investment than the current coalition has been able to deliver.   The formation of a new coalition will be difficult. The populist parties on the right and left are set to get almost one-third of all votes and could possibly block decisions that require an absolute majority, such as a change of the “black zero” policy. Moreover, the Christian Democrats are likely to need two coalition partners for a majority government. The hope, from German opposition leader Merz's point of view, would probably be for a ‘Jamaica coalition’ a term describing a governing coalition among the parties of the Christian Democratic Union/Christian Social Union, Free Democratic Party, and the Green Party as opposed to a coalition with the SPD. However here, too, the major differences in policy between the Greens and the Liberals would have to be bridged.   The question is: how can Merz solve the Gordian knot of investing more, especially in the military, without increasing other spending and without losing even more tax revenue in an environment of potentially rising unemployment rates? The election programme is clear and aims to increase productivity through lower social spending. However, that isn’t likely to be enough. What Merz wants, and what would be a possible solution, would be the European way. It would be an expansion of military spending but it would require this spending not only with European partners, but also financed by the EU, to solve the puzzle. The EU’s seven-year budget is due in summer, with Germany set to be the only substantial net contributor. What if payments were reduced but they financed common military expenditure across the EU? It would be the beginning of a European fiscal union, which would no longer be reversible, and with high productivity potential in the long term. The required 2% of NATO would be at a level of approximately EUR300 billion, without taking into account national expenditures¹. For Germany, it would clear the way for a growth package of EUR100 billion for further expansion of energy infrastructure and necessary spending on digital transformation. This would also minimise dependency on the US. Added to this would potentially be the EUR20 billion that Germany is paying into the EU pot, if Poland could also finance its military spending through the EU². Poland is the largest nominal net beneficiary of the EU budget. A grand coalition might also be possible, which would “play around the edges” of the debt limit. This wouldn’t be in the interest of the SPD (which could regain voters better in the opposition), nor would the compromise that would emerge from this coalition be satisfactory. Merz will have to decide on the lesser of two evils; either take on more debt or seal the European integration to finally to prepare for the future. That would be his legacy. For now, we are short the euro and our long duration bias with Europe will continue to be under pressure. This is especially with regards to the looming trade war, where Europe will be sitting between a rock (the US) and a hard place (China) and will suffer potentially the most. We are also fearful of an upcoming forced peace deal which might not support stability in the region. We remain short the Baltics but like Romania which should be supported by infrastructure investments thereafter. The only reason to be positive Europe right now would be a change to more European investments. It remains to be seen if Merz will do what is needed. 



¹ RBC GAM.

² Spending and revenue - European Commission.

Now is the time to invest in EMD. Learn more.

Disclosure

This material is provided by RBC Global Asset Management (RBC GAM) for informational purposes only and may not be reproduced, distributed or published without the written consent of RBC GAM or its affiliated entities listed herein. This material does not constitute an offer or a solicitation to buy or to sell any security, product or service in any jurisdiction; nor is it intended to provide investment, financial, legal, accounting, tax, or other advice and such information should not be relied or acted upon for providing such advice. This material is not available for distribution to investors in jurisdictions where such distribution would be prohibited.

RBC GAM is the asset management division of Royal Bank of Canada (RBC) which includes RBC Global Asset Management Inc. (RBC GAM Inc.), RBC Global Asset Management (U.S.) Inc. (RBC GAM-US), RBC Global Asset Management (UK) Limited (RBC GAM-UK), RBC Global Asset Management (Asia) Limited (RBC GAM-Asia) and RBC Indigo Asset Management Inc. (RBC Indigo), which are separate, but affiliated subsidiaries of RBC.

In Canada, this material is provided by RBC GAM Inc. (including PH&N Institutional) and/or RBC Indigo, each of which is regulated by each provincial and territorial securities commission with which it is registered. In the United States, this material is provided by RBC GAM-US, a federally registered investment adviser. In Europe this material is provided by RBC GAM-UK, which is authorised and regulated by the UK Financial Conduct Authority. In Asia, this material is provided by RBC GAM-Asia, which is registered with the Securities and Futures Commission (SFC) in Hong Kong.

Additional information about RBC GAM may be found at www.rbcgam.com.

This material has not been reviewed by, and is not registered with any securities or other regulatory authority, and may, where appropriate and permissible, be distributed by the above-listed entities in their respective jurisdictions.

Any investment and economic outlook information contained in this material has been compiled by RBC GAM from various sources. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by RBC GAM, its affiliates or any other person as to its accuracy, completeness or correctness. RBC GAM and its affiliates assume no responsibility for any errors or omissions in such information.

Opinions contained herein reflect the judgment and thought leadership of RBC GAM and are subject to change at any time. Such opinions are for informational purposes only and are not intended to be investment or financial advice and should not be relied or acted upon for providing such advice. RBC GAM does not undertake any obligation or responsibility to update such opinions.

RBC GAM reserves the right at any time and without notice to change, amend or cease publication of this information.

Past performance is not indicative of future results. With all investments there is a risk of loss of all or a portion of the amount invested. Where return estimates are shown, these are provided for illustrative purposes only and should not be construed as a prediction of returns; actual returns may be higher or lower than those shown and may vary substantially, especially over shorter time periods. It is not possible to invest directly in an index.

Some of the statements contained in this material may be considered forward-looking statements which provide current expectations or forecasts of future results or events. Forward-looking statements are not guarantees of future performance or events and involve risks and uncertainties. Do not place undue reliance on these statements because actual results or events may differ materially from those described in such forward-looking statements as a result of various factors. Before making any investment decisions, we encourage you to consider all relevant factors carefully.

® / TM Trademark(s) of Royal Bank of Canada. Used under licence.

© RBC Global Asset Management Inc., 2025
document.addEventListener("DOMContentLoaded", function() { let wrapper = document.querySelector('div[data-location="inst-insight-article-additional-resources"]'); if (wrapper) { let liElements = wrapper.querySelectorAll('.link-card-item'); liElements.forEach(function(liElement) { liElement.classList.remove('col-xl-3'); liElement.classList.add('col-xl-4'); }); } })