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At RBC GAM, we are committed to providing investors with transparency around the specific investments we make on their behalf. Below are just a few examples of current investments in our strategies. Please contact us to see additional thematic or geographically-based stories of impact.

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  • South
  • Midwest
An African American woman helps a young girl use colored pencils.

Daycare Center

Promoting access to quality education | Riverdale, GA

  • Black female-owned childcare centre seeking to teach children of low-income families the foundational skills needed before entering elementary school
  • Works to enhance cognitive, social, emotional, and physical well-being in an enriched, fun, and high-quality environment
  • Progressive and holistic approach exposes children to different experiences so the child can explore and develop their self-awareness
  • Located in a

    94%

    BIPOC community

  • Located in a

    96%

    Black, moderate-income neighborhood

Mary Free Bed hospital building is in the background with yellow day lilies in the foreground.

Mary Free Bed Rehabilitation Hospital

Supporting Hospitals

Sustainable development goals

Sustainable development goal: Good health and well-being Sustainable development goal: Quality education Sustainable development goal: Decent work an economic growth
  • Largest non-profit rehab system in the country
  • Created in 1891 by a small group of women who raised money by asking for 10 cent donations in order to help individuals who couldn’t afford health care
  • Dedicated to furthering the quality of life for people with disabilities and has donated more than $25 million to organizations supporting that mission*
  • Offers services for brain injury, spinal cord injury, cancer rehabilitation, stroke, orthopedic, and amputee programs

*Low-to-Moderate Income (LMI) populations Sustainable Development Goals
https://www.maryfreebed.com/about-us/mary-free-bed-guild/

An African American teacher helps two toddlers play with blocks.

Preschool

Supporting Black-owned business | Phenix City, AL

  • Black female-owned daycare that caters to early childhood education
  • Learning academy embraces cultural diversity and life-long learning by applying a student-centred thematic curriculum
  • Offers programs for infants up to preschoolers (3-5 years old)
  • Originated by Community Reinvestment Fund (CRF), a national non-profit Community Development Financial Institution (CDFI) with a mission to improve lives and strengthen communities via financial solutions
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    Filter by region:
  • West
  • Midwest
  • South
  • Northeast
A hospital building entrance in the background with flowering plants in the foreground.

Southeast Alaska Regional Health Consortium

Supporting hospitals | Sitka, AK

Sustainable development goals

Sustainable development goal: Good health and well-being Sustainable development goal: Decent work and economic growth Sustainable development goal: Reduced inequalities
  • One of the nation’s oldest Native-run health organizations and one of the largest tribal healthcare networks in the country
  • Non-profit formed in 1975 by 15 Alaskan tribes/villages with a mission to provide the best healthcare for Alaska Native communities
  • Service territory covers a population of approximately 71,000 people
  • One of the largest employers in southeast Alaska
  • 2

    Medical centers in operation

  • Operations in

    17

    communities

Mary Free Bed hospital building is in the background with yellow day lilies in the foreground.

Mary Free Bed Rehabilitation Hospital

Supporting Hospitals

Sustainable development goals

Sustainable development goal: Good health and well-being Sustainable development goal: Quality education Sustainable development goal: Decent work an economic growth
  • Largest non-profit rehab system in the country
  • Created in 1891 by a small group of women who raised money by asking for 10 cent donations in order to help individuals who couldn’t afford health care
  • Dedicated to furthering the quality of life for people with disabilities and has donated more than $25 million to organizations supporting that mission*
  • Offers services for brain injury, spinal cord injury, cancer rehabilitation, stroke, orthopedic, and amputee programs

*Low-to-Moderate Income (LMI) populations Sustainable Development Goals
https://www.maryfreebed.com/about-us/mary-free-bed-guild/

An African American health care worker holds the hand of an elderly Black woman.

Mental Health Services

Supporting mental health care | Lagrange, GA

  • Providing mental healthcare services to aging patients in independent, assisted living, residential communities, and long-term facilities
  • Services are provided by fully licensed, experienced, and qualified personnel who practice accepted evidenced-based clinical therapies
  • Provides services for specific conditions such as depression, anxiety, anger management, memory loss, post-traumatic stress, drug and alcohol dependency, and cancer
  • Therapy is offered in person or virtually and can be conducted individually or in a group therapy format
  • Located in

    73%

    BIPOC community

  • Located in a

    60%

    Black, moderate-income tract community

A pre-school aged boy draws with markers in an office with a couch.

Mental Health Clinic

Investing in woman-owned small business 
| West Haven, CT

  • Asian female-owned mental health clinic providing in-home therapy services to children with autism spectrum disorder (ASD)
  • Utilizes applied behavior analysis (ABA) therapy to increase communication skills, improve memory, and decrease disruptive behaviors
  • Behavior technicians work with children to improve social, communication, motor, academic, and self-care skills
Two BIPOC business people discuss building plans while standing in a an empty chimerical space.

Marquette County Brownfield Redevelopment Authority

Marquette, MI

Sustainable development goals

Sustainable development goal: Good health and well-being Sustainable development goal: Decent work and economic growth Sustainable development goal: Industry, innovation and infrastructure Sustainable development goal: Reduced inequalities Sustainable development goal: Sustainable cities and communities Sustainable development goal: Climate action
  • Bond proceeds used to redevelop 37 acres of land near downtown Marquette that required significant environmental remediation and site preparation and extensive work to install basic infrastructure
  • Site was redeveloped for a new 280 bed medical center and 160,000 square feet of medical offices to support the hospital and community
  • The number of people living in poverty in the city is 78% higher than that of the state

Stakeholders:

  • Environment
  • Students
  • LMI individuals/communities
A young woman pushes a man in a wheel chair up a ramp into an accessible van.

Medical Transportation Services

Supporting women-owned small business | Moreno Valley, CA

  • Female-owned business established in 2017
  • Supplies essential non-emergency transportation to and from healthcare facilities to gurney and wheelchair patients
  • 8

    Jobs provided

  • 90%

    Located in a BIPOC moderate-income tract neighborhood



Two BIPOC men sort vegetables in the produce section of a grocery store.

Grocery Store

Supporting Access to healthy food | Dallas, TX

  • Opened in early 2023 to replace a city-invested grocery store that closed during the pandemic in 2021
  • Located in a “Food Desert”, defined as low-income neighborhoods that are a half mile or more from the nearest supermarket, supercenter, or large grocery store.* Before the market opened, the next closest grocery store was 5 miles away
  • Residents with better access to supermarkets tend to have healthier diets and reduced risk for obesity**

* USDA Food Access Research Atlas
** Food Research & Action Center

  • Located in a

    98%

    BIPOC community

  • Replaced grocery store closed during the pandemic

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    Filter by region:
  • West
  • Northeast
  • Midwest
A three story housing complex with a landscaped lawn.

Legends South

Affordable multi-family housing | Chicago, IL

  • Affordable rental housing complex with 100% of 138 units reserved for those making 80% of Area Median Income (AMI) or less
  • Average annual income of residents is $14,493 and monthly rent averages $331
  • Located in Chicago’s south side Bronzeville neighborhood. Complex is within walking distance to two train lines, 15 minutes from downtown, and 5 minutes from Hyde Park
  • 100%

    Reserved for low-income residents

  • 93%

    of residents are female

  • $14,493

    Average annual income of residents

A high-rise senior living housing community in a mixed residential neighborhood .

Orange Senior Citizens Housing

Affordable senior housing | Orange, NJ

Sustainable development goals

Sustainable development goal: No poverty Sustainable development goal: Sustainable cities and communities
  • Multi-family complex where 100% of units are reserved for seniors (aged 62 or older) making 80% of Area Median Income (AMI) or less
  • Resident average annual income is $14,937 and average rent is $351*

*HUD Housing Picture 2022

  • $14,937

    Average annual resident income

  • 66%

    of units are women-headed households

  • Located in

    98%

    BIPOC neighborhood

A three-story apartment building with landscaping and an American flag near the front door.

Walker on Kenzie

Affordable senior housing | St. Anthony, MN

Sustainable development goals

Sustainable development goal: No poverty Sustainable development goal: Sustainable cities and communities
  • Resident average annual income is $17,271*
  • Affordable independent living for seniors 62+ years featuring one or two-bedroom apartments
  • All apartments are wheelchair-accessible and three are specialized handicapped
  • Federally subsidized senior living community where rent is based on 30% of the resident’s annual income
  • Community is managed by a faith-based nonprofit senior living organization that has been providing housing, health care, and rehabilitation since 1945

* HUD Housing Picture 2022

  • 100%

    Of residents are considered "very low" or "extremely low-income"

  • 75%

    Of units are women-headed households

An apartment complex with wooden decks and a bright blue sky.

Vermont Housing Finance Agency

Environmentally sustainable affordable housing

Sustainable development goals

Sustainable development goal: No poverty Sustainable development goal: Affordable and clean energy Sustainable development goal: Reduced inequalities Sustainable development goal: Sustainable cities and communities
  • Issued the 2018 Sustainability Bonds to establish a program for the creation and improvement of rental and owner-occupied housing for Vermont residents with very low-to-moderate income, in areas targeted for growth and reinvestment by the state
  • Projects will follow the state’s Green Building and Design Standards
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    Filter by region:
  • South
  • Northeast
A BIPOC woman gives her daughter a piggy back ride in front of a small green house.

Mortgages to LMI Female Borrowers

Affordable home ownership for low-income women 
| DC Area

  • 100% female head-of-household borrower pool consisting of a total of 18 mortgages
  • Affordable mortgages to low-to-moderate income (LMI) women provide shelter, economic stability, and the ability to build wealth
  • Homes were purchased in Washington, DC, Virginia and Maryland
  • Borrowers have incomes between 34% and 76% of Area Median Income (AMI)
  • Borrowers with incomes less than 50% of AMI are considered “low-income”
  • Borrowers with incomes between 50% and 80% of AMI are considered “moderate-income”
  • Average home price ~$200,000*
A room inside a home has been taken down to the studs to make repairs.

Home Repair Program

Preserving affordable housing | Philadelphia, PA

Sustainable development goals

Sustainable development goal: No poverty Sustainable development goal: Sustainable cities and communities
  • The Philadelphia Redevelopment Authority created the Home Repair Program in 2018 in an effort to improve the health of City residents and preserve critical affordable housing
  • This initiative establishes a loan and grant program for low-, moderate-, and middle-income homeowners who may not otherwise qualify for a loan in the private market due to income, credit, or other factors and who also may not qualify for city home repair grant programs
An apartment complex with wooden decks and a bright blue sky.

Vermont Housing Finance Agency

Environmentally sustainable affordable housing

Sustainable development goals

Sustainable development goal: No poverty Sustainable development goal: Affordable and clean energy Sustainable development goal: Reduced inequalities Sustainable development goal: Sustainable cities and communities
  • Issued the 2018 Sustainability Bonds to establish a program for the creation and improvement of rental and owner-occupied housing for Vermont residents with very low-to-moderate income, in areas targeted for growth and reinvestment by the state
  • Projects will follow the state’s Green Building and Design Standards
{{ impactExTabsContent[`small-business`].category }}

{{ impactExTabsContent[`small-business`].title }}

{{impactExTabsContent[`small-business`].description}}

    Filter by region:
  • South
  • Northeast
  • West
An African American woman helps a young girl use colored pencils.

Daycare Center

Promoting access to quality education | Riverdale, GA

  • Black female-owned childcare centre seeking to teach children of low-income families the foundational skills needed before entering elementary school
  • Works to enhance cognitive, social, emotional, and physical well-being in an enriched, fun, and high-quality environment
  • Progressive and holistic approach exposes children to different experiences so the child can explore and develop their self-awareness
  • Located in a

    94%

    BIPOC community

  • Located in a

    96%

    Black, moderate-income neighborhood

An African American teacher helps two toddlers play with blocks.

Preschool

Supporting Black-owned business | Phenix City, AL

  • Black female-owned daycare that caters to early childhood education
  • Learning academy embraces cultural diversity and life-long learning by applying a student-centred thematic curriculum
  • Offers programs for infants up to preschoolers (3-5 years old)
  • Originated by Community Reinvestment Fund (CRF), a national non-profit Community Development Financial Institution (CDFI) with a mission to improve lives and strengthen communities via financial solutions
An African American health care worker holds the hand of an elderly Black woman.

Mental Health Services

Supporting mental health care | Lagrange, GA

  • Providing mental healthcare services to aging patients in independent, assisted living, residential communities, and long-term facilities
  • Services are provided by fully licensed, experienced, and qualified personnel who practice accepted evidenced-based clinical therapies
  • Provides services for specific conditions such as depression, anxiety, anger management, memory loss, post-traumatic stress, drug and alcohol dependency, and cancer
  • Therapy is offered in person or virtually and can be conducted individually or in a group therapy format
  • Located in

    73%

    BIPOC community

  • Located in a

    60%

    Black, moderate-income tract community

A pre-school aged boy draws with markers in an office with a couch.

Mental Health Clinic

Investing in woman-owned small business 
| West Haven, CT

  • Asian female-owned mental health clinic providing in-home therapy services to children with autism spectrum disorder (ASD)
  • Utilizes applied behavior analysis (ABA) therapy to increase communication skills, improve memory, and decrease disruptive behaviors
  • Behavior technicians work with children to improve social, communication, motor, academic, and self-care skills
A BIPOC woman in a lab coat and hair net tests water samples in an industrial plant.

Water Management

BIPOC-owned small business | Miami Beach, FL

  • Latinx-owned business specializing in water management solutions that address water scarcity, water discharge and water quality issues
  • Provides expertise in grey water recycling (repurposing household wastewater from sinks, baths, and washers), rainwater collection, black water recycling, and storm water management
  • When designing water systems, the geographical location, building layout, property attributes, budge, and sustainability goals are all considered
  • After purification, the recycled water can be used as potable (drinking and cooking), hygienic (baths/showers) or non-potable (irrigation, car washing or laundry)
A young woman pushes a man in a wheel chair up a ramp into an accessible van.

Medical Transportation Services

Supporting women-owned small business | Moreno Valley, CA

  • Female-owned business established in 2017
  • Supplies essential non-emergency transportation to and from healthcare facilities to gurney and wheelchair patients
  • 8

    Jobs provided

  • 90%

    Located in a BIPOC moderate-income tract neighborhood



Hands typing on a laptop keyboard with a virtual screen in the foreground.

Educational Technology Company

BIPOC-owned small business | Fresno, CA

  • BIPOC-owned educational technology company dedicated to transforming K-12 education through data analysis
  • Their platform uses proprietary automation scripts to harvest, transform, consolidate, and visualize data available from state and school systems
  • Services include multiple measures of student report cards (giving a comprehensive snapshot of a students’ overall performance), strategic planning, professional development classes, and street data capacity workshops
  • Located in an 83% BIPOC low-income neighborhood
Two BIPOC men sort vegetables in the produce section of a grocery store.

Grocery Store

Supporting Access to healthy food | Dallas, TX

  • Opened in early 2023 to replace a city-invested grocery store that closed during the pandemic in 2021
  • Located in a “Food Desert”, defined as low-income neighborhoods that are a half mile or more from the nearest supermarket, supercenter, or large grocery store.* Before the market opened, the next closest grocery store was 5 miles away
  • Residents with better access to supermarkets tend to have healthier diets and reduced risk for obesity**

* USDA Food Access Research Atlas
** Food Research & Action Center

  • Located in a

    98%

    BIPOC community

  • Replaced grocery store closed during the pandemic

Four first responders in safety gear surround a man lying on a stretcher with a medical helicopter in the background.

Professional Training for First Responders

Supporting veteran-owned small business | Las Vegas, NV

  • Veteran-owned small business providing professional training for first responders
  • Employs an elite group of tactical medicine, search and rescue, military, and utility and public safety aviation experts
  • Training programs for helicopter rescue, tactical medicine, mountain rescue, and safety audits are customized to fit any agency and operation
  • Located in a

    91%

    BIPOC community

  • Located in a

    56%

    Latinx, moderate-income tract neighborhood

A white wind turbine against a clear blue sky.

Renewable Energy Company

Supporting renewable energy | Juno Beach, FL

Sustainable development goals

Sustainable development goal: Affordable and clean energy Sustainable development goal: Decent work and economic growth Sustainable development goal: Industry innovation and infrastructure Sustainable development goal: Sustainable cities and communities Sustainable development goal: Climate action
  • World’s largest utility company and producer of wind and solar energy
  • First wind site went online in 1998 in Oregon and throughout the years, the company has acquired or built dozens of wind farms; the latest expansion was in 2018 where eight new solar energy centers were built
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{{impactExTabsContent[`clear-water`].description}}

    Filter by region:
  • Midwest
  • South
Two BIPOC business people discuss building plans while standing in a an empty chimerical space.

Marquette County Brownfield Redevelopment Authority

Marquette, MI

Sustainable development goals

Sustainable development goal: Good health and well-being Sustainable development goal: Decent work and economic growth Sustainable development goal: Industry, innovation and infrastructure Sustainable development goal: Reduced inequalities Sustainable development goal: Sustainable cities and communities Sustainable development goal: Climate action
  • Bond proceeds used to redevelop 37 acres of land near downtown Marquette that required significant environmental remediation and site preparation and extensive work to install basic infrastructure
  • Site was redeveloped for a new 280 bed medical center and 160,000 square feet of medical offices to support the hospital and community
  • The number of people living in poverty in the city is 78% higher than that of the state

Stakeholders:

  • Environment
  • Students
  • LMI individuals/communities
A BIPOC woman in a lab coat and hair net tests water samples in an industrial plant.

Water Management

BIPOC-owned small business | Miami Beach, FL

  • Latinx-owned business specializing in water management solutions that address water scarcity, water discharge and water quality issues
  • Provides expertise in grey water recycling (repurposing household wastewater from sinks, baths, and washers), rainwater collection, black water recycling, and storm water management
  • When designing water systems, the geographical location, building layout, property attributes, budge, and sustainability goals are all considered
  • After purification, the recycled water can be used as potable (drinking and cooking), hygienic (baths/showers) or non-potable (irrigation, car washing or laundry)
{{ impactExTabsContent[`climate-change`].category }}

{{ impactExTabsContent[`climate-change`].title }}

{{impactExTabsContent[`climate-change`].description}}

    Filter by region:
  • Midwest
  • South
  • West
  • Northeast
Two BIPOC business people discuss building plans while standing in a an empty chimerical space.

Marquette County Brownfield Redevelopment Authority

Marquette, MI

Sustainable development goals

Sustainable development goal: Good health and well-being Sustainable development goal: Decent work and economic growth Sustainable development goal: Industry, innovation and infrastructure Sustainable development goal: Reduced inequalities Sustainable development goal: Sustainable cities and communities Sustainable development goal: Climate action
  • Bond proceeds used to redevelop 37 acres of land near downtown Marquette that required significant environmental remediation and site preparation and extensive work to install basic infrastructure
  • Site was redeveloped for a new 280 bed medical center and 160,000 square feet of medical offices to support the hospital and community
  • The number of people living in poverty in the city is 78% higher than that of the state

Stakeholders:

  • Environment
  • Students
  • LMI individuals/communities
A BIPOC woman in a lab coat and hair net tests water samples in an industrial plant.

Water Management

BIPOC-owned small business | Miami Beach, FL

  • Latinx-owned business specializing in water management solutions that address water scarcity, water discharge and water quality issues
  • Provides expertise in grey water recycling (repurposing household wastewater from sinks, baths, and washers), rainwater collection, black water recycling, and storm water management
  • When designing water systems, the geographical location, building layout, property attributes, budge, and sustainability goals are all considered
  • After purification, the recycled water can be used as potable (drinking and cooking), hygienic (baths/showers) or non-potable (irrigation, car washing or laundry)
A hydro power station is being constructed in a lake in Washington.

Grant County Public Utility District

Developing hydro power | Moses Lake, WA

Sustainable development goals

Sustainable development goal: Affordable and clean energy Sustainable development goal: Climate action
  • Proceeds used for improvements to two developments on the Columbia River that are located 18 miles apart
  • Both developments consists of a dam and hydroelectric generating station that includes switching, transmission, and other facilities needed to deliver electric output
  • First development is located in Grant and Yakima counties (about 130 miles southeast of Seattle)
  • Second development is located upstream from the first development
  • 40,000

    Customers that grant PUD services

  • 953 Megawatts

    Capacity in first development

  • 1,204 Megawatts

    Capacity in second development

A white wind turbine against a clear blue sky.

Renewable Energy Company

Supporting renewable energy | Juno Beach, FL

Sustainable development goals

Sustainable development goal: Affordable and clean energy Sustainable development goal: Decent work and economic growth Sustainable development goal: Industry innovation and infrastructure Sustainable development goal: Sustainable cities and communities Sustainable development goal: Climate action
  • World’s largest utility company and producer of wind and solar energy
  • First wind site went online in 1998 in Oregon and throughout the years, the company has acquired or built dozens of wind farms; the latest expansion was in 2018 where eight new solar energy centers were built
An apartment complex with wooden decks and a bright blue sky.

Vermont Housing Finance Agency

Environmentally sustainable affordable housing

Sustainable development goals

Sustainable development goal: No poverty Sustainable development goal: Affordable and clean energy Sustainable development goal: Reduced inequalities Sustainable development goal: Sustainable cities and communities
  • Issued the 2018 Sustainability Bonds to establish a program for the creation and improvement of rental and owner-occupied housing for Vermont residents with very low-to-moderate income, in areas targeted for growth and reinvestment by the state
  • Projects will follow the state’s Green Building and Design Standards
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