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Welcome to the RBC Global Asset Management site for Institutional Investors

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This RBC Global Asset Management (U.S.) Website is intended for institutional investors only.

For purposes of this Website, the term "Institutional" includes but is not limited to sophisticated non-retail investors such as investment companies, banks, insurance companies, investment advisers, plan sponsors, endowments, government entities, high net worth individuals and those acting on behalf of institutional investors. The Website contains information, material and content about RBC Global Asset Management (collectively, the “Information”).

The Website and the Information are provided for information purposes only and do not constitute an offer, solicitation or invitation to buy or sell a security, any other product or service, or to participate in any particular trading strategy. The Website and the Information are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction or (2) such distribution is prohibited without obtaining the necessary licenses and such authorizations have not been obtained. Investment strategies may not be eligible for sale or available to residents of certain countries or certain categories of investors.

The Information is provided without regard to the specific investment objectives, financial situation or particular needs of any specific recipient and does not constitute investment, tax, accounting or legal advice. Recipients are strongly advised to make an independent review with an investment professional and reach their own conclusions regarding the investment merits and risks, legal, credit, tax and accounting aspects of any transactions.

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Many investors are motivated to address the racial injustice and inequality experienced by Black, Indigenous and People of Color (BIPOC) individuals and communities. Confronting the economic disparities that BIPOC Americans face today will require comprehensive efforts that extend beyond philanthropy. Impact Investing can be a part of the solution by deploying investment dollars to support upward economic mobility for BIPOC families.

Impact investing offers investors an opportunity to pursue competitive financial returns while achieving measurable social impacts that align with their interests.

Gaps in annual earnings (even after controlling for education)
Real median earnings of full-time, full-year Black workers and White workers, 2000-2017

Black men earn 70% of what White men earn

Black women earn 78% of what White women earn

Earnings are wage and salary income. White refers to non-Hispanic Whites; Black refers to Black Americans alone. Because a redesign of the CPS ASEC in 2013 did not directly affect earnings, the data for 2013 are an average of the new and old series. Shaded areas denote recessions.
Source: EPI analysis of Current Population Survey Annual social and Economic Supplement (CPS ASEC) Historical Income Tables (Table P-38)

  • Increased home and business ownership along with larger investments from lenders helps create more stability and a greater sense of community
  • Stable communities lead to property appreciation, which creates more opportunities for BIPOC home and business owners to create wealth
  • These changes would represent a virtuous cycle of positive impact for BIPOC families and communities
  • A significant segment of the US population – over 23,000 census tracts in the US are >50% BIPOC – would be positively impacted by these improvements

Lower homeownership rates relative to White Americans
Home ownership rate by race/ethnicity, 1976-2016

Notes: White homeownership rate includes Hispanic whites. The 2016 homeownership rate for non-Hispanic whites is 72 percent.

Source: https://apps.urban.org/features/wealth-inequality-charts/Urban institute calculations from Current Population Survey 1976-2017.
Census Historical Household Surveys, Table HH-5.2015-16 values from Census Annual Statistics 2016, Table 22.

Investing in underserved communities at RBC

Our strategies aim to support low- and middle income individuals and communities.

As of 12.31.22; Source: RBC Global Asset Management
LMI - Low-to-Moderate Income; BIPOC - Black, Indigenous, and People of Color; AAPI - Asian Americans and Pacific Islanders. Profile of the impact of investing in the RBC Access Capital Community Inv esting strategy across multiple themes. 1 Source: U.S. Small Business Administration Office of Advocacy - Frequently Asked Questions, October 2020. 2 RBC GAM, U.S. Census Bureau. 3 Low-to-moderate income data: Federal Financial Institutions Examinations Council (FFIEC); 2019 Community ReinvestmentAct Data Fact Sheet; RBC GAM & U.S. Census Bureau. Figures represent the weighted average of all neighborhood residents across census tracts in which the Impact strategy's affordable housing investments are located. Note: Subsidized housing resident data is only available for assisted housing subsidies under the following HUD programs: public housing, tenant-based, and privately owned, project-based

Long-standing history of supporting LMI and marginalized communities and individuals

Build stronger communities by financing affordable housing, job creation, healthcare, education and infrastructure projects that foster sustainable economic development.

Advance social justice in market-rate investments through the creation of customized securities that support underserved people in the US.

The RBC Access Capital Community Investing Strategy meets Community Reinvestment Act requirements and qualifies as a public welfare investment.