Investing for impact
Competitive fixed income returns
Competitive fixed income returns
- 25 years impact investing
- Team depth and diversity
Aligned with UN SDGs
Aligned with UN SDGs
- Proprietary impact measurement framework
Climate change solutions
Climate change solutions
- Net carbon negative
Positive social impact
Positive social impact
- Measurable, transparent positive social impact
- Invest to reduce inequalities1
- Geographic targeting1
Strategic partnership
Strategic partnership
- Innovation and customization
Impact Investing annual report
Our 2022 Impact investing annual report provides an in-depth view of our fixed income impact-focused strategies, highlighting the change and growth that occurred in 2022 and how we believe our investments are contributing to pioneering solutions that seek to mitigate climate change, reduce inequalities, and create a more prosperous society for all.
2022 Impact investing annual report
If you are interested in how clients are using their influence to make an impact in their communities or across themes, or to see examples of what impact investing can look like, we invite you to take a look.
ESG integration
SRI
Impact investing
Affordable homeownership
Dedicated to helping low-and-moderate income families build wealth
Education
Increased access to education for people most in need
Climate change solutions
Focused on financing wind, solar, mass transit and electric vehicles
Health & wellness
Investing in hospitals, vaccines, medication, medical devices and nutrition
Multi-family affordable rental housing
Safe affordable housing for low-income families that are predominantly BIPOC or women- headed households
Small business
Financing small business growth & job creation in underserved communities with a focus on essential services
Clean water & sanitation
Water infrastructure projects, expanded access to water, and wastewater treatment
Addressing racial wealth inequalities
Investing in underserved communities at RBC:
Strategy homeownership profile
As of 12/31/2022
100%
Low-to-moderate income borrowers100%
Fair lending standards appliedStrategy affordable housing profile 2
As of 12/31/2022
100%
Are low-to-moderate income73%
Women head of householdStrategy small business profile
As of 12/31/2022
100%
Small business loans are made in low-to-moderate income communities386%
Small business loans are made in BIPOC communities42 Low-to-moderate income data: Federal Financial Institutions Examinations Council (FFIEC); 2019 Community ReinvestmentAct Data Fact Sheet; RBC GAM & U.S. Census Bureau. Figures represent the weighted average of all neighborhood residents across census tracts in which the Impact strategy's affordable housing investments are located. Note: Subsidized housing resident data is only available for assisted housing subsidies under the following HUD programs: public housing, tenant-based, and privately owned, project-based. 3 RBC GAM, U.S. Census Bureau. 4 Profile of all small business holdings in the RBC Impact investing strategies where data is reported.
Our approach to climate change solutions
We seek to mitigate risk and invest in high impact climate solutions to create resilient portfolios over the long term. To do this, we invest in projects that promote:
- renewable energy
- clean air and water
- land preservation
- efficient resource use
- environmental remediation projects
These investments can be guided by focusing on a subset of the United Nations Sustainable Development Goals, a global agenda to end poverty, protect the planet, and ensure prosperity for all by the year 2030.
Climate Focused Sustainable Development Goals

Invest in your community
Explore how investors have made a local impact
Video Series: Investing for Impact in today’s credit markets
Investors are now facing one of the most challenging and nuanced credit markets in history. Join Ron Homer, Mindy Frye and Brandon Swensen as they explore the evolution of impact investing and current impact investing opportunities.
Impact strategies
Our impact team
Partnering with our clients for 25 years to support positive social outcomes for underserved individuals and communities through impact investing.