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In order to proceed to the site, please accept our Terms & Conditions.

Please read the following terms and conditions carefully. By accessing rbcgam.com and any pages thereof (the "site"), you agree to be bound by these terms and conditions as well as any future revisions RBC Global Asset Management Inc. ("RBC GAM Inc.") may make in its discretion. If you do not agree to the terms and conditions below, do not access this website, or any pages thereof. Phillips, Hager & North Investment Management is a division of RBC GAM Inc. PH&N Institutional is the institutional business division of RBC GAM Inc.

No Offer

Products and services of RBC GAM Inc. are only offered in jurisdictions where they may be lawfully offered for sale. The contents of this site do not constitute an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful.

No information included on this site is to be construed as investment advice or as a recommendation or a representation about the suitability or appropriateness of any product or service. The amount of risk associated with any particular investment depends largely on the investor's own circumstances.

No Reliance

The material on this site has been provided by RBC GAM Inc. for information purposes only and may not be reproduced, distributed or published without the written consent of RBC GAM Inc. It is for general information only and is not, nor does it purport to be, a complete description of the investment solutions and strategies offered by RBC GAM Inc., including RBC Funds, RBC Private Pools, PH&N Funds, RBC Corporate Class Funds and RBC ETFs (the "Funds"). If there is an inconsistency between this document and the respective offering documents, the provisions of the respective offering documents shall prevail.

RBC GAM Inc. takes reasonable steps to provide up-to-date, accurate and reliable information, and believes the information to be so when published. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by RBC GAM Inc., its affiliates or any other person as to its accuracy, completeness, reliability or correctness. RBC GAM Inc. assumes no responsibility for any errors or omissions in such information. The views and opinions expressed herein are those of RBC GAM Inc. and are subject to change without notice.

About Our Funds

The Funds are offered by RBC GAM Inc. and distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with the Funds. Please read the offering materials for a particular fund before investing. The performance data provided are historical returns, they are not intended to reflect future values of any of the funds or returns on investment in these funds. Further, the performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The unit values of non-money market funds change frequently. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual fund securities are not guaranteed by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Past performance may not be repeated. ETF units are bought and sold at market price on a stock exchange and brokerage commissions will reduce returns. RBC ETFs do not seek to return any predetermined amount at maturity. Index returns do not represent RBC ETF returns.

About RBC Global Asset Management

RBC Global Asset Management is the asset management division of Royal Bank of Canada ("RBC") which includes the following affiliates around the world, all indirect subsidiaries of RBC: RBC GAM Inc. (including Phillips, Hager & North Investment Management and PH&N Institutional), RBC Global Asset Management (U.S.) Inc., RBC Global Asset Management (UK) Limited, RBC Global Asset Management (Asia) Limited, BlueBay Asset Management LLP, and BlueBay Asset Management USA LLC.

Forward-Looking Statements

This website may contain forward-looking statements about general economic factors which are not guarantees of future performance. Forward-looking statements involve inherent risk and uncertainties, so it is possible that predictions, forecasts, projections and other forward-looking statements will not be achieved. We caution you not to place undue reliance on these statements as a number of important factors could cause actual events or results to differ materially from those expressed or implied in any forward-looking statement. All opinions in forward-looking statements are subject to change without notice and are provided in good faith but without legal responsibility.

Accept Decline

Nous visons à mériter d’être le premier choix de nos clients institutionnels en leur proposant des solutions de placement sur mesure et un service de premier plan. Nos équipes :

  • veillent à ce que vos objectifs soient définis avec exactitude, qu’ils soient bien compris et correctement intégrés à une stratégie de placement précise ;
  • travaillent en collaboration avec vous et avec des professionnels de RBC GMA, en misant sur l’expérience de tous les spécialistes des placements pertinents dans le monde ;
  • entretiennent la communication et assurent la préparation de rapports clairs, complets et actuels de façon continue.

Voici quelques exemples des types de clients institutionnels que nous servons :

Régimes de retraite

Nous sommes reconnus depuis longtemps parmi les promoteurs de régimes de retraite pour notre habileté à comprendre et à prendre en considération la diversité des objectifs et des exigences réglementaires auxquels font face les régimes privés et publics.

Compagnies d’assurance et sociétés financières

Nous fournissons des solutions sur mesure pour les regroupements d’assurance et autres actifs de sociétés financières, et répondons ainsi à leurs besoins différents et souvent complexes. Nous évaluons et proposons des stratégies pour la gestion des risques, la répartition d’actif et les analyses du passif et du crédit.

Institutions et organisations

Nous comptons parmi nos clients des gouvernements, des établissements d’enseignement et de santé, des organisations religieuses et autres organismes sans but lucratif, chacun présentant des objectifs de placement très différents, comme la gestion de fonds de fonctionnement, les besoins de liquidité ou les objectifs liés aux prestations ou au risque.

Bureaux de gestion de patrimoine familial et fondations

Nous travaillons avec des bureaux de gestion de patrimoine familial unique ou multiple, des entreprises familiales privées et des fondations apparentées, et nous nous concentrons sur leurs objectifs de placement différents et évolutifs, comme la croissance du capital, la production de revenu et la préservation du capital.

Communautés autochtones1

Depuis le début des années 1990, nous travaillons avec des fiducies et d’autres organismes autochtones pour les aider à atteindre leurs objectifs financiers et de placement de manière efficace, éclairée et collaborative. Cette riche expérience, conjuguée à notre engagement à fournir des ressources de formation, a généré des partenariats de longue date avec les communautés autochtones partout au Canada.

1 Au Canada